Savings guides & money tips
Practical, no-nonsense guides on saving money in the UK. Work out how much to put aside, how long goals really take, and how to stay on pace, then plan it with the free PacePot tracker.
How much should I have in an emergency fund?
How many months of expenses to aim for, and a simple way to build the buffer without going without.
Read guide CarHow much should I save each month for a car?
Turn a car or deposit target into a realistic monthly saving figure, with worked UK examples.
Read guide House depositHow long does it take to save a house deposit in the UK?
What deposit you need, how long it usually takes, and how to speed it up.
Read guide WeddingHow much does a wedding cost in the UK?
A realistic cost breakdown and how to save for it without starting married life in debt.
Read guide HolidayHow much should I save for a holiday?
Budget the whole trip (flights, hotels, spending money) and split it into monthly savings.
Read guide BudgetingThe 50/30/20 budget rule explained
A simple framework for splitting your income between needs, wants, and savings.
Read guide BudgetingSinking funds: what they are and how to use them
The quiet trick that stops big one-off costs from wrecking your budget.
Read guide SavingHow to save £1,000 fast
A focused plan to build your first £1,000 buffer in weeks, not years.
Read guide SavingHow to save money on a low income
Saving still works when money is tight, the key is pace, not size.
Read guide SavingHow to set savings goals you'll actually hit
Why most savings goals fail, and the small changes that make them stick.
Read guidePlan it, don't just read about it
PacePot turns any savings goal into a daily, weekly, or monthly pace. Free, no sign-up, and your data stays in your browser.
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